Buy Here Pay Here Used Cars Phoenix & Mesa, Arizona

Cactus Jack's Buy Here, Pay Here Program In Phoenix & Mesa

Bad Credit? No Credit? Bankruptcy, Repossessions, or Loan Defaults in your past? At Cactus Jack's we offer Buy Here Pay Here financing for unique credit situations in Phoenix & Mesa.

We can get you into a reliable vehicle at an affordable price, regardless of your credit.

Our Buy Here Pay Here loans are short term with affordable down payments, as low as $499.


Buy here pay here Phoenix
Cactus Jack's Buy Here Pay Here loans puts you on the road to better credit with our No Credit Auto Loans! Finance with Cactus Jack's, we will report your payments to a major credit bureau, allowing you to build your credit score while you drive away in a new vehicle.

Benefits of the Buy Here, Pay Here program in Phoenix at Cactus Jack's:

  • Friendly staff at 9 convenient locations
  • Quick approval even if you have been turned down at other dealerships
  • Short term loans averaging 24 months
  • Affordable down payments
  • Low monthly payments
  • Affordable vehicles to fit your needs
  • Build Your Credit

We know that many of our customers have been denied or ignored by traditional financial institutions. Cactus Jack's Buy Here, Pay Here program in Phoenix is the quickest, most flexible way to provide the auto financing you need, when and where you need it.

Apply online for a car loan with our online finance application form. It's convenient, secure, and in as little as 2 minutes you could be approved!