Our Buy Here Pay Here Story

It all started back in 1992 with one store open to help those with bad credit scores buy a used car. Two decades later, Cactus Jack's Auto is stronger than ever with nine buy here pay here Phoenix locations. We are here to help people with bad credit or no credit score buy a used car. Our family owned operation understands a vehicle is critical to your success. We also want to help rebuild your credit and our innovative system allows our customers to do just that. Our team possesses a strong belief in keeping our customers satisfied and on the road while also building a road to a brighter future.


This buy here pay here business grew and continues to expand through repeat customers and client referrals. Our lots are filled with nearly 500 used cars to choose from including newer late model vehicles to meet a customer's demand. With headquarters at our original Camelback location, several central payment locations and online payment processing Cactus Jack's makes the buy here pay here experience better than ever. Our Camelback location includes a complete 16 bay reconditioning service center.

Give us a call or come on by to learn more about how we can help you!