How Buy Here Pay Here Phoenix Car Dealerships Work

Advantages of working with Cactus Jack's the Premier Bad Credit Auto Loan Dealers:

Cactus Jack's - Bad Credit Auto Loan Experts

Friendly Staff
We have experienced finance specialists to assist you in applying for bad credit auto loans at each of our seven locations to help you find a vehicle that will fit your needs.

We Finance
No need to wait hours for an approval from a bank! Our financing is easy, no matter what your credit is like. Whether you have Bad Credit, Repossession or Bankruptcy, we can help more customers than other dealerships.

Short-Term Loans
Our average loan is 24 months (2 years). So your vehicle will be paid off quickly.

Affordable Down Payments
Down payments as low as $499!

Low Monthly Payments
Average between $300 and $400 a month.

Affordable Vehicles
We have vehicles starting at $4995 and up.

Helps Build Your Credit
Unlike most smaller dealerships, we report to the major credit bureau so you can drive away with better credit.