Cactus Jack's allows you the customer to drive away in a car that also puts you on the path to better credit thanks to our bad credit auto loans program.


We realize that no one is perfect and everyone needs a second chance, and that's where we come in! You have found the ultimate source to obtain used car loans online without any hassle. Cactus Jack's Auto Sales has convenient buy here pay here locations in Phoenix, Glendale, Surprise, Avondale, Mesa, and Tucson, Arizona. We are the buy here pay here, No Credit Car Loan specialist in the Phoenix area. You can purchase a quality used car or truck without a credit check. Unlike our competitors, Cactus Jack's reports your payment history to the credit bureau so you can establish or repair your credit.

Cactus Jack's - Used Car Sales Mission Statement

Providing used car loans for customers with bad credit or no credit score in Arizona is Our Mission and priority.


Cactus Jack's can help you qualify for a car loan despite having bad credit on all makes and models of used vehicles, including Buick, Chevrolet, Ford, Dodge, Chrysler, Jeep, Toyota, Nissan, GMC, Oldsmobile, Pontiac, Suzuki, Kia, Subaru, Hyundai, Cadillac, Honda, Saturn, Mercury, Geo, Mitsubishi & Volkswagen. We have a large inventory of cars, trucks, vans and SUVs, so you're sure to find the vehicle that meets your needs.

We want to put you on the road and on your way to better credit. Find your next car by reviewing our online inventory or visit one of our locations today to obtain a no credit car loan today!

Visit us at one of our 9 Locations!

Used Cars in Phoenix--Find yours today!


Cactus Jack's -Phoenix Used Cars
1660 West Bell Road
Phoenix, AZ 85023
(602) 788-8300

Hours
M-F 9am to 7pm
Sat 9am to 6pm
Sunday - Closed


Cactus Jack's -Phoenix Used Cars
2201 East Van Buren
Phoenix, AZ 85006
(602) 244-2424

Hours
M-F 9am to 7pm
Sat 9am to 6pm
Sunday - Closed


Cactus Jack's- Phoenix Used Cars
2440 West Camelback Rd
Phoenix, AZ 85015
(602) 443-5225

Hours
M-F 9am to 7pm
Sat 9am to 6pm
Sun 11am to 4pm

Directions »»


Cactus Jack's - Mesa Used Cars
915 South Country Club
Mesa, AZ 85210
(480) 615-7777

Hours
M-F 9am to 7pm
Sat 9am to 6pm
Sunday - Closed



Cactus Jack's - Surprise Used Cars
13334 W Bell Road
Surprise AZ 85374
(623) 975-4746

Hours
M-F 9am to 7pm
Sat 9am to 6pm
Sunday - Closed


Cactus Jack's - Glendale Used Cars
5430 W Glendale Avenue
Glendale, AZ 85301
(623) 939-1000

Hours
M-F 9am to 7pm
Sat 9am to 6pm
Sunday - Closed


Cactus Jack's - Avondale Used Cars
507 E Van Buren Rd
Avondale, AZ 85323
(623) 444-9404

Hours
M-F 9am to 7pm
Sat 9am to 6pm
Sunday - Closed


Cactus Jack's - Tucson Used Cars
3901 E Speedway Blvd
Tucson, AZ 85712
(520) 327-5225

Hours
M-F 9am to 7pm
Sat 9am to 6pm
Sunday - Closed