- Friendly staff at 8 convenient locations
- Quick approval even if you have been turned down at other dealerships
- Short term loans averaging 30 months
- Affordable down payments
- Low monthly payments
- Affordable vehicles to fit your needs
- Build Your Credit
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Saved VehiclesFacing credit challenges such as bad credit, no credit, bankruptcy, repossessions, or past loan defaults? Fear not! Cactus Jack’s is here to revolutionize your car-buying experience with our tailored Buy Here Pay Here financing options available in Phoenix & Mesa, AZ.
Regardless of your credit history, we are committed to securing you a reliable vehicle at a price that suits your budget. Our Buy Here Pay Here loans boast short-term terms, offering you the flexibility of affordable down payments, starting as low as $500 down! Need guidance on calculating interest rates for a car loan? We’ve got you covered!
We understand that traditional financial institutions may have turned you away, but at Cactus Jack’s Auto, our Buy Here, Pay Here program in Phoenix is designed to be the quickest and most flexible solution for your auto financing needs.
Ready to take the next step? Apply online for a car loan through our secure finance application form. In just 2 minutes, you could be on your way to approval! For any queries, our dedicated staff is here to assist, or you can explore our Cactus Jack’s FAQ for additional information.
Join countless satisfied customers who’ve transformed their credit journey with us. Take control of your future on the road with Cactus Jack’s Auto Buy Here, Pay Here Program today!
Visit one of our eight used car dealerships in the Phoenix and Tucson areas today!
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(602) 443-5225
Call Now2440 W Camelback • Phoenix, AZ 85015
Get DirectionsOpen Today! Sales: 9am-7pm