What is Direct and Indirect Finance?

April 28th, 2021 by
Hands Doing Calculations with Calculator

Between choosing a trim level and setting a budget, there’s a lot to consider when buying a new-to-you car. One of the most important decisions you’ll make is the financing method, so you’ll want to be familiar with the key difference between direct vs. indirect finance before you get started. So, what is direct and…

Posted in Finance

How to Calculate a Lease Buyout

April 28th, 2021 by
Finance Paperwork with Glasses

If your car lease is nearing an end, you have two options: trade in your car for a new lease, or buy out your lease in order to own the vehicle. If you love your car and wouldn’t prefer any other similarly priced model, then you’ll want to know more about how to calculate a…

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How to Check Your Credit Report

January 10th, 2019 by
Businessman working at computer on desk

Before you apply for a loan, such as an auto loan, it’s important to know your credit score. This way, if you have bad credit, good credit, or no credit, you can anticipate your eligibility for certain loan terms and rates. If you’re wondering how to check your credit score, Cactus Jack's Auto is here to help….

What is a Credit Score?

November 21st, 2018 by
Credit Card

Your credit score is the score that’s created by analyzing your credit report from independent agencies like Equifax, Experian, and TransUnion. Your score is aggregated from a variety of factors, including: Payment history – Have you made your monthly payments on time? Credit utilization – How much of your total available credit have you used?…

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Should I Buy a Used Luxury Car?

November 7th, 2018 by
Woman with her new car

Should you buy a used luxury car instead of a new or used mainstream car? That depends on your driving habits and budget. Either way, Cactus Jack's Auto offers a wide selection of used cars, as well as helpful financing solutions for Mesa and Surprise shoppers. Learn more about the benefits and potential drawbacks to buying a…

How Much Car Can I Afford?

October 11th, 2018 by
Exchanging money

Buying a car can prove to be an expensive endeavor for working people in Glendale, but that doesn’t keep you from needing a reliable way to get around. Use this guide to help you see how much you can afford to pay for a car, and count on the team at Cactus Jack’s in Phoenix…

What Sets Cactus Jack’s Automotive Apart From Other No Credit Check Car Dealers in Phoenix, AZ?

September 11th, 2018 by
Exchanging money

Apply for Financing There are a few places near Avondale where you can find no credit check car dealers, but not all of them have the resource and benefits you’ll find at Cactus Jack’s. Serving drivers throughout Tucson and beyond, Cactus Jack’s stands out from the pack with: $500 Down – For only a $500…

Posted in Car Shopping, Finance

Can I Get a Car Loan with No Credit?

August 10th, 2018 by
Car seller and couple of buyers signing contract

Our LocationsHow to Check Your Credit Score Many dealerships near Surprise require a good credit score to get an auto loan, but you don’t have to have good credit or any credit at all to take out a loan at Cactus Jack’s. At our dealerships, we feature a special Buy Here, Pay Here policy that…

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What is “In House” Financing?

August 9th, 2018 by
Couple getting financing

Our Locations If you’re looking to buy an affordable used car near Surprise, you may have heard the term “in house” financing thrown around before. This is exactly the kind of financing you’ll find at Cactus Jack’s, and here’s how it works. Unlike other dealers, which often use outside financial sector parties like banks and…

Posted in Finance

How to Improve Your Credit Score with a Car Loan

July 7th, 2018 by
Credit

We’ve all been there – things are going along well and suddenly your job changes, your car breaks down, you need to make a trip to help a friend in Mesa, or you have an unexpected emergency. Now you can’t keep up with the bills. Falling behind can wreak havoc on your credit score, making…

Posted in Finance
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