- Friendly staff at 8 convenient locations
- Quick approval even if you have been turned down at other dealerships
- Short term loans averaging 30 months
- Affordable down payments
- Low monthly payments
- Affordable vehicles to fit your needs
- Build Your Credit
Before financing your used vehicle, you’ll want to stay informed about all things finance and insurance. The Cactus Jack's Auto Finance Department is here to help make the process that much less stressful! We’ll help you understand auto loan finance rates, gap insurance, and any finance information that you need to know. Cactus Jack's Auto, one of the guaranteed car finance dealers in the area, is here to answer any financing questions you may have. We look forward to helping you make an informed choice when you finance your next used car.
General Finance FAQs and How-To's
General Finance FAQs and How-Tos
How Much Can I Afford?How to Sell a Car at a Dealership Vehicle History Report Walk Through Down Payment with Bad or No Credit How To Trade In A Car Leasing A Used Car How To Get A Car Back After Reposession What Happens When A Car Is Repossessed How To Finance A CarCan You Trade In A Financed Car?How to Buy A Car in Another StateWhat Does Certified Pre Owned Mean?What is the Difference Between Used and Certified Pre-Owned?Cars for $500 Down with No Credit CheckCan You Lease a Used Car?Are Extended Warranties Worth It?
Credit Information
Finance and Loan Information
Finance & Loan Information
No Credit & Bad Credit Auto Loans Loans Dealer vs. Bank Buy Here Pay Here Benefits Tips for First Time Car BuyersNo Credit Car Loans What is In House Financing Calculating Interest Rates What Is A Good Interest Rate For A Car Loan? Requirements to Get An Auto Loan Financing a Car With Bad Credit How To Refinance A Car LoanCan I Pay Off My Car Loan Early to Avoid Future Interest?Can You Defer A Car Payment?What If I Can’t Make My Car Payment?What is an Unsecured Loan?What is a Simple Interest Loan?What is a Lease Buyout?How to Finance a Used CarHow to Calculate a Lease BuyoutWhat is Direct and Indirect Finance?Can You Negotiate a Lease Buyout?How Does a Secured Car Loan Work? Is Buy Here Pay Here a Good Idea?
Insurance Information
Insurance Information
What Does Liability Insurance Cover What Kind of Insurance Is Required What is Gap Insurance?How Does GAP Insurance Work? Do I Need Full Coverage on a Used Financed Car?GAP Insurance RefundsWhere to Buy GAP Insurance Does Car Insurance Cover Stolen Cars if Keys are Left Inside?What is Uninsured Motorist Insurance?
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(602) 443-5225
Call Now2440 W Camelback • Phoenix, AZ 85015
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Open Today! Sales: 9am-7pm