Does Car Insurance Cover Stolen Cars If Keys Are Left Inside?

Car keys in a lock

 

Many of us have accidentally left our keys in the car, however, some cases can be much more unfortunate if they result in car theft. While there are several responsibilities thrown to you all at once, one of the many questions you may have is: “Does car insurance cover stolen cars if the keys are left inside?” There are ways you can ensure your next vehicle is covered and recover an extra set of your keys to keep moving on Mesa and Surprise roads. Learn more at Cactus Jack's Auto today!

Does Insurance Cover Stolen Cars with Keys Left Inside?

So, does insurance cover stolen cars if you leave your keys inside? The short answer is yes; however, your insurance may only cover it if you have comprehensive insurance. It it crucial that you know your insurance plan includes comprehensive coverage as it provides the following advantages in this particular incident: 

  • Other forms of coverage like liability and collision insurance are designed to protect you, your vehicle, and others in the event of an accident. Comprehensive insurance covers all additional cases, including theft. 
  • With comprehensive insurance, drivers can receive damages for the vehicle contingent on their deductible and policy terms. 

How Can I Replace My Car Keys?

Just as there are several ways you can recover your vehicle, the same can be said when you’re looking for an extra set of car keys. Here are a few ways you can replace your stolen car keys with a spare to get back behind the wheel: 

  • Check your insurance policy, as stolen car keys may be covered under your plan or warranty. 
  • Visit your local dealership for replacement options.
  • Write down your VIN number, make, model, year, and work with a locksmith to create a replacement. 

Find More Auto Insurance Information at Cactus Jack's Auto

Along with knowing more about how car insurance can cover stolen cars if the keys are left inside, find more ways to stay safe on Surprise roads at Cactus Jack's Auto. Our team can provide you with helpful service and financial information to help you make the best decision on your next ride. They can even preview our weekly specials which offer great savings on a range of models. Contact us today for more information and to schedule a visit at our dealership here in Phoenix!

 

More from Cactus Jack's Auto

  • Can You Take Over a Lease?

    Are you looking for a fast, budget-friendly way to get behind the wheel of a reliable car—without committing to a new long-term lease? A car lease takeover could be the perfect solution. Taking over someone else’s lease means you assume the remaining payments and responsibilities, often with fewer upfront costs than starting from scratch. At…

  • What is an Emissions Test?

      Emissions testing is also referred to as smog checks. Your vehicle includes an onboard computer that oversees engine performance concerning fuel, spark, and air. These tests check the operation of this computer, as well as measure the levels of pollutants like hydrocarbons, carbon monoxide, oxygen, and oxides of nitrogen. These pollutants are found in…

  • Learn How to Reset a Check Engine Light

      We’ve all been there. You’re driving along in Mesa, when suddenly your check engine light illuminates. Often, there’s nothing actually wrong with your engine, yet that pesky light just won’t go away. Cactus Jack's Auto is here for you with three ways you can successfully reset a check engine light. Car Maintenance Tips & Tricks Vehicle…

Cactus Jack's Auto 33.5101018, -112.1115231.