How to Get a Car With Bad Credit

Couple buying a car

At Cactus Jack's Auto, we often get people who ask us, “Can I get a car loan with bad credit?” The answer is yes! At Cactus Jack's Auto near Phoenix, our finance team is here to help you finance a car even if you have bad credit. Read our guide below to see how we can help you, and then get a great deal by taking advantage of one of our weekly specials!

How Can I Finance a Car with Bad Credit?

At Cactus Jack's Auto, our finance team makes it as easy as possible for you to secure a loan with bad credit. To get started, apply for financing online to get pre-approved, and then you’ll work directly with our finance experts to figure out a payment plan that works for you. Our goal is to get you the car you want at a price you can afford. Between our car buying tips and our $500 down car deals, we’re sure to find a plan that works.

What Steps Should I Take To Get a Car Loan with Bad Credit?

If you’re ready to take out a car loan with bad credit, there are some things you should consider to ensure you’re making the best financial decision. We’ve made a list of considerations for you below:

  1. Determine how much you can afford to pay per month based on your budget.
  2. Make a bigger down payment if possible.
  3. Try to clean up your credit report before applying for a loan.
  4. Be honest about what kind of car you should buy, and don’t get more than you need.
  5. Ask our finance experts your questions!

Improve Your Credit Score

Many people don’t realize this, but if you take out a car loan with bad credit and are able to consistently make your payments on time every month, it will actually help you to improve your credit profile and credit score! This will give you more lending power down the line for lower-interest loans and credit cards. You can also improve your credit score by paying off old loans and continuing to pay any bills you get from a loan or a credit card on time, even if it’s a smaller amount.

Finance a Car with Bad Credit Near Mesa Today!

Now that you know how to get a car loan with bad credit, come visit us at Cactus Jack's Auto near Glendale, we’ll help you with the next steps including finding the car that’s best for you or how to refinance a car loan.

Cactus Jack's Auto 33.5101018, -112.1115231.