- Friendly staff at 8 convenient locations
- Quick approval even if you have been turned down at other dealerships
- Short term loans averaging 30 months
- Affordable down payments
- Low monthly payments
- Affordable vehicles to fit your needs
- Build Your Credit
At Cactus Jack's Auto, we often get people who ask us, “Can I get a car loan with bad credit?” The answer is yes! At Cactus Jack's Auto near Phoenix, our finance team is here to help you finance a car even if you have bad credit. Read our guide below to see how we can help you, and then get a great deal by taking advantage of one of our weekly specials!
At Cactus Jack's Auto, our finance team makes it as easy as possible for you to secure a loan with bad credit. To get started, apply for financing online to get pre-approved, and then you’ll work directly with our finance experts to figure out a payment plan that works for you. Our goal is to get you the car you want at a price you can afford. Between our car buying tips and our $500 down car deals, we’re sure to find a plan that works.
If you’re ready to take out a car loan with bad credit, there are some things you should consider to ensure you’re making the best financial decision. We’ve made a list of considerations for you below:
Many people don’t realize this, but if you take out a car loan with bad credit and are able to consistently make your payments on time every month, it will actually help you to improve your credit profile and credit score! This will give you more lending power down the line for lower-interest loans and credit cards. You can also improve your credit score by paying off old loans and continuing to pay any bills you get from a loan or a credit card on time, even if it’s a smaller amount.
Now that you know how to get a car loan with bad credit, come visit us at Cactus Jack's Auto near Glendale, we’ll help you with the next steps including finding the car that’s best for you or how to refinance a car loan.