No Credit & Bad Credit Auto Loans


When you’re trying to pick up a used Dodge Avenger or used Dodge Grand Caravan, finding no credit car loans or bad credit auto loans near Tucson or Phoenix, AZ can be tough. But the team at Cactus Jack’s is here to help you out! Whether you’ve had a bankruptcy, repossession, or just a stint of bad luck, we’ll help you get back on the road today!

Buy Here, Pay Here

Our short-term “buy here pay here” loans come with a number of advantages for our customers, including:

  • Quick approval, so you can get on the road faster
  • Low down payments
  • Affordable recurring payments
  • Improve your credit score

From $500 Down

You don’t have to have a big chunk of cash saved up in order to get on the road in Phoenix, AZ because at Cactus Jack’s you can get behind the wheel with just a $500 down payment.

Stop By and Check Out Our Vast Selection

We have a huge selection of used trucks, sedans, SUVS, and more available near Mesa, AZ right now, including a rotating list of weekly specials! While you’re here, check out our blog on whether you should finance a car through a dealer or a bank, as well as how you can improve your credit score with a car loan, and our guide on how good credit and bad credit affect the car buying process and what credit score is needed to finance a car.

While you’re at it, explore the requirements to get a car loan near Mesa. Be sure to learn about how our in-house financing can help you, and discover what sets Cactus Jack’s apart from the competition.

Contact Us

  • This field is for validation purposes and should be left unchanged.
Our Locations

Visit One of Our 7 Dealerships

Visit one of our seven used car dealerships in the Phoenix and Tucson areas today!

Cactus Jack's Auto 33.5101018, -112.1115231.