- Friendly staff at 8 convenient locations
- Quick approval even if you have been turned down at other dealerships
- Short term loans averaging 30 months
- Affordable down payments
- Low monthly payments
- Affordable vehicles to fit your needs
- Build Your Credit
Before you can take that brand new car on the roads of Mesa, you need to secure financing! So, what requirements are there to get an auto loan? The process may seem intimidating, but it’s actually very simple when you have the right documents in place. And while your credit background will influence the terms of your particular financing package, anyone can secure a fantastic deal at Cactus Jack's Auto – even if you have no credit or bad credit!
Before you can qualify for your car loan, you have to prove yourself to be reliable and trustworthy. This means you’ll need to gather the following documents before you head to the dealership:
Anyone can secure an affordable car loan, even if you have poor credit. That said, a good credit score does make the process easier. Unsecured auto loans typically require a good credit score, but secured auto loans remain an affordable option for drivers with a few blemishes on their credit history. Lenders are more likely to loan out money and you’ll probably enjoy better terms, like lower annual percentage rates (APR). But the definition of “good” credit varies from one lender to the next. And even if you have bad credit, you can find a lender who will work with you. Just be prepared to find a co-signer or accept a higher APR.
If you’re in the Glendale area, visit Cactus Jack's Auto in neighboring Phoenix to learn more about your options for auto financing. And if you’re new to the auto finance world, check out our tips for first-time car buyers. If your car was recently repossessed, read our guide to see what your next steps should be and what happens when a car is repossessed.