- Friendly staff at 8 convenient locations
- Quick approval even if you have been turned down at other dealerships
- Short term loans averaging 30 months
- Affordable down payments
- Low monthly payments
- Affordable vehicles to fit your needs
- Build Your Credit
You don't have any saved vehicles!
Look for this link on your favorites:
Once you've saved some vehicles, you can view them here at any time.
We realize that no one is perfect and everyone needs a second chance, and that’s where we come in! You have found the ultimate source to obtain used car loans online without any hassle. Cactus Jack's Auto Sales has convenient buy here pay here locations in Phoenix, Glendale, Surprise, Avondale, Mesa, and Tucson, Arizona. We are the buy here pay here, No Credit Car Loan specialist in the Phoenix area. You can purchase a quality used car or truck without a credit check. Unlike our competitors, Cactus Jack's Auto reports your payment history to the credit bureau so you can establish or repair your credit.
Providing used car loans for customers with bad credit or no credit score in Arizona is Our Mission and priority.
Cactus Jack's Auto can help you qualify for a car loan despite having bad credit on all makes and models of used vehicles, including Buick, Chevrolet, Ford, Dodge, Chrysler, Jeep, Toyota, Nissan, GMC, Oldsmobile, Pontiac, Suzuki, Kia, Subaru, Hyundai, Cadillac, Honda, Saturn, Mercury, Geo, Mitsubishi & Volkswagen. We have a large inventory of cars, trucks, vans and SUVs, so you’re sure to find the vehicle that meets your needs.
We want to put you on the road and on your way to better credit. Find your next car by reviewing our online inventory or visit one of our locations today to obtain a no credit car loan today!
Visit one of our eight used car dealerships in the Phoenix and Tucson areas today!