Payment Calculator


Payment Details

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New vehicle pricing includes all offers and incentives. Tax, Title, Documentation Fee ($595) and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by contacting us or by visiting us at the dealership.

Finance Calculator at Cactus Jack's Auto

Everyone’s is trying to stay on a budget in Mesa, which might seem difficult when making a large purchase like a used Chevy or Toyota. The car finance payment calculator at Cactus Jack's Auto can help! With just a few pieces of basic information, you can get an estimate of your monthly car payment in minutes. At Cactus Jack's Auto we love to help Surprise drivers with their finances so they can get the cars they deserve!

How to Use Our Car Finance Payment Calculator

Our car finance payment calculator is easy to use and helps Surprise get an estimate of what to expect with their monthly car payments before they arrive at the Cactus Jack's Automorning  lot. Here’s the information you’ll need for the payment calculator:

  • Vehicle Price: You can use the price of the truck on our lot that you think about all the time, or use the amount you’d like to pay.
  • Interest Rate: To calculate your interest rate you’ll need to know your credit score. It’s smart to stay on top of your credit report to make sure there are no errors and your score is correct. When you know your credit score you can use it to estimate the interest rate you’ll be offered on an auto loan.
  • Loan Term: The loan term is the loan length, or how many months you will be paying your loan back. The longer the term, the more you’ll pay in interest but you’ll make smaller monthly payments. A shorter loan term means larger monthly payments, but you’ll pay less overall.
  • Down Payment: This is the amount of cash you can put down on your vehicle right away. The finance calculator will subtract it from the vehicle price.
  • Trade-In Value: If you have a vehicle you plan on trading in, Kelley Blue Book can help you find out how much a dealer like Cactus Jack's Auto will pay you for it. The finance calculator will subtract that from the vehicle price, too.

Once you have all these categories filled out you can hit “calculate” and you will receive your monthly payment. You can tweak the amounts to find out exactly how much car you can afford: adjust the vehicle price, loan terms, and down payment until you have a monthly payment that fits your budget for commuting from Glendale

Cactus Jack's Auto Can Help with Your Car Finance Questions

Need more help with financing a used car? Cactus Jack's Auto is here to help! Check our extensive list of car buying tips to get quick, easy help. We’re here to make buying a used car an easy, transparent experience that keeps you within your budget and gets you into a great used car you’ll love!