- Friendly staff at 8 convenient locations
- Quick approval even if you have been turned down at other dealerships
- Short term loans averaging 30 months
- Affordable down payments
- Low monthly payments
- Affordable vehicles to fit your needs
- Build Your Credit
If you’re interested in buying a used Kia Soul or Sorento model near Mesa then browse Cactus Jack's Auto’s vast inventory for deals on used and certified Kia models. Our Arizona locations offer flexible financing options for Surprise buyers with low credit scores. If you’re concerned about financing a used Kia with bad credit, consider leasing or improving your credit score before applying.
Most states don’t require drivers to have full coverage. However, many lenders at banks and dealerships require full coverage on a car during the loan period regardless of whether it’s a certified Kia or used Kia model. Full coverage ensures that the lender’s investment is safe in case of an accident within the loan period. For example, if your loan period is 36 months, you’ll need full coverage during that time. Once you own the title, you can choose how much coverage you want on your car within your state’s requirements.
A certified Kia is a used Kia that is in like-new condition with less than 100,000 miles on it. Vehicles admitted to the certified pre-owned program can’t be more than five years old and must pass a strict quality insurance test.
Used Kia vehicles can be of any age, mileage, or condition. As a result, a used Kia Sorento will typically be less expensive than a pre-owned Kia Soul.
Having bad credit won’t stop you from gaining financing for a used Kia for sale at Cactus Jack's Auto. We offer Camelback finance options for Glendale drivers with low credit scores. Our finance team will work with you to settle on a finance option that you can afford at lower interest rates than traditional financing.
Get behind the wheel of a Kia Soul, Sorento, or Optima at Cactus Jack's Auto. Apply for financing online to get preapproved for a pre-owned Kia or used Kia for sale today.