Pre-owned vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us or by visiting us at the dealership.
If you’re interested in buying a used Kia Soul or Sorento model near Mesa then browse Cactus Jack's Auto’s vast inventory for deals on used and certified Kia models. Our Arizona locations offer flexible financing options for Surprise buyers with low credit scores. If you’re concerned about financing a used Kia with bad credit, consider leasing or improving your credit score before applying.
Do You Need Full Coverage on a Used Kia?
Most states don’t require drivers to have full coverage. However, many lenders at banks and dealerships require full coverage on a car during the loan period regardless of whether it’s a certified Kia or used Kia model. Full coverage ensures that the lender’s investment is safe in case of an accident within the loan period. For example, if your loan period is 36 months, you’ll need full coverage during that time. Once you own the title, you can choose how much coverage you want on your car within your state’s requirements.
What’s the Difference Between a Used and Certified Pre-Owned Kia?
A certified Kia is a used Kia that is in like-new condition with less than 100,000 miles on it. Vehicles admitted to the certified pre-owned program can’t be more than five years old and must pass a strict quality insurance test.
Used Kia vehicles can be of any age, mileage, or condition. As a result, a used Kia Sorento will typically be less expensive than a pre-owned Kia Soul.
How to Get a Used Kia with Bad Credit?
Having bad credit won’t stop you from gaining financing for a used Kia for sale at Cactus Jack's Auto. We offer Camelback finance options for Glendale drivers with low credit scores. Our finance team will work with you to settle on a finance option that you can afford at lower interest rates than traditional financing.
Explore Pre-Owned Kia Vehicles at Cactus Jack's Auto
Get behind the wheel of a Kia Soul, Sorento, or Optima at Cactus Jack's Auto. Apply for financing online to get preapproved for a pre-owned Kia or used Kia for sale today.