What is “In House” Financing?

August 9th, 2018 by

Couple getting financing

If you’re looking to buy an affordable used car near Surprise, you may have heard the term “in house” financing thrown around before. This is exactly the kind of financing you’ll find at Cactus Jack’s, and here’s how it works. Unlike other dealers, which often use outside financial sector parties like banks and credit unions to extend you a line of credit for a loan, “in -house” financing like Cactus Jacks’s finance center gives you the loan themselves, allowing you to get your car quickly and easily. We also have the flexibility to negotiate a payment plan custom-tailored to your own unique needs,

Get the Auto Financing Today Near Glendale at Cactus Jack’s!

When it comes to affordability and easy auto loans near Mesa, it’s tough to beat Cactus Jack’s. Check out our weekly specials online, come by for a test drive, and take advantage of our unique Buy Here, Pay Here policy! We’re committed to bringing our clients high-quality vehicles for less, and we look forward to serving you soon. If you have any questions, reach out to our staff or check out our Cactus Jack’s Automotive FAQ, as well as our guide to determining how much vehicle you can afford.

Check Out Our Blog for More Informative Reads

Browse through our blog to get answers to more of your auto financing, trading in your financed car, bad credit financing, and pre-owned vehicle shopping questions:

  • What is Direct and Indirect Finance?

    Between choosing a trim level and setting a budget, there’s a lot to consider when buying a new-to-you car. One of the most important decisions you’ll make is the financing method, so you’ll want to be familiar with the key difference between direct vs. indirect finance before you get started. So, what is direct and…

  • How to Calculate Gas Mileage

    All new vehicles are rated by the Environmental Protection Agency, commonly known as the EPA. As you may have noticed, many gas mileage ratings are accompanied by a disclaimer stating that “actual mileage may vary.” If you want to be sure that you’re getting the best possible mileage from your vehicle, you can learn…

  • How to Calculate a Lease Buyout

    If your car lease is nearing an end, you have two options: trade in your car for a new lease, or buy out your lease in order to own the vehicle. If you love your car and wouldn’t prefer any other similarly priced model, then you’ll want to know more about how to calculate a…

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