What is “In House” Financing?

August 9th, 2018 by

Couple getting financing

If you’re looking to buy an affordable used car near Surprise, you may have heard the term “in house” financing thrown around before. This is exactly the kind of financing you’ll find at Cactus Jack’s, and here’s how it works. Unlike other dealers, which often use outside financial sector parties like banks and credit unions to extend you a line of credit for a loan, “in -house” financing like Cactus Jacks’s finance center gives you the loan themselves, allowing you to get your car quickly and easily. We also have the flexibility to negotiate a payment plan custom-tailored to your own unique needs,

Get the Auto Financing Today Near Glendale at Cactus Jack’s!

When it comes to affordability and easy auto loans near Mesa, it’s tough to beat Cactus Jack’s. Check out our weekly specials online, come by for a test drive, and take advantage of our unique Buy Here, Pay Here policy! We’re committed to bringing our clients high-quality vehicles for less, and we look forward to serving you soon. If you have any questions, reach out to our staff or check out our Cactus Jack’s Automotive FAQ, as well as our guide to determining how much vehicle you can afford.

Check Out Our Blog for More Informative Reads

Browse through our blog to get answers to more of your auto financing, bad credit financing, and pre-owned vehicle shopping questions:

  • What Are the Top 5 Reasons to Buy a Used Car?

    You already know buying used is a smart option, but what kinds of benefits do you stand to gain? Cactus Jack's Auto near Mesa can answer your questions! Below, you’ll find our top five reasons to buy a used car. If you’re convinced buying used is right for you, check out our impressive pre-owned inventory! What is…

  • What is a Credit Score?

    Your credit score is the score that’s created by analyzing your credit report from independent agencies like Equifax, Experian, and TransUnion. Your score is aggregated from a variety of factors, including: Payment history – Have you made your monthly payments on time? Credit utilization – How much of your total available credit have you used?…

  • Should I Buy a Used Luxury Car?

    Should you buy a used luxury car instead of a new or used mainstream car? That depends on your driving habits and budget. Either way, Cactus Jack's Auto offers a wide selection of used cars, as well as helpful financing solutions for Mesa and Surprise shoppers. Learn more about the benefits and potential drawbacks to buying a…

Posted in Finance