Finance Center

Welcome to Cactus Jack's Auto Finance Center!

Our finance team at Cactus Jack's Auto is here to help you through the new and used car financing process, from start to finish, stress-free. Our goal is to get you the best deal available by teaching you auto industry tips before you step onto our lot.

If you have questions about financing a used car with bad credit, or the requirements to getting approved for a car loan, we can help with that, too. Contact us at Cactus Jack's Auto to hop on a call with one of our financial officers. They can answer your specific financing questions and address your needs.

Applicant Form

  • This field is for validation purposes and should be left unchanged.

We Offer Buy Here, Pay Here Financing

At our eight auto finance center locations,  we are among the guaranteed car finance dealers who offer Buy Here, Pay Here no-credit-required auto loans, also known as auto in-house financing. What is in-house financing for auto loans? It’s an easy car finance solution for credit-challenged car buyers; instead of dealing with a third-party lender, you can take out a workable auto loan with Cactus Jack's Auto and make your payments to the dealership. We offer flexible payment options and higher approval rates, so you can get behind the wheel of a reliable car as soon as possible.

We are in the business of helping people find a car they really love with easy car finance that eliminates the guesswork and frustration. Allow one of our representatives to help you find your next quality used car in Mesa or Phoenix, AZ. Have questions about how Mesa auto finance works or the difference between financing with a dealership vs. bank before getting started? No problem! Contact us or check out our car-buying guide for more information.

Your Used Car Financing Experts

At Cactus Jack's Auto, we offer competitive used car financing rates and terms on our great selection of trucks, cars, and SUVs. Our finance experts are here to show you how to calculate interest rates on a car loan, guide you through the financing process, discuss topics like used car leasing and gap insurance, and help you get into your new vehicle. Contact Cactus Jacks Auto’s finance team today to finance a used car. Fill out the new and used car financing form below.

Our Locations

Visit One of Our 8 Dealerships

Visit one of our eight used car dealerships in the Phoenix and Tucson areas today!

Cactus Jack's Auto 33.5101018, -112.1115231.