Finance Center

Welcome to Cactus Jack's Auto Finance Center!

Our finance team at Cactus Jack's Auto is here to help you through the new and used car financing process, from start to finish, stress-free. Our goal is to get you the best deal available by teaching you auto industry tips before you step onto our lot.

If you have questions about financing a used car with bad credit, or the requirements to getting approved for a car loan, we can help with that, too. Contact us at Cactus Jack's Auto to hop on a call with one of our financial officers. They can answer your specific financing questions and address your needs.

Applicant Form

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How to Get a Good Interest Rate on a Car Loan

Getting a good interest rate on a car loan depends on your credit score. Mesa drivers with higher credit scores have more negotiating power and lower interest rates than those with lower scores. Although the differences between credit scores will impact the interest rates available to you, don’t sweat it if your credit score has seen better days. We offer financing and leasing options for drivers with low credit scores. We’ll give you tips on how to improve your credit score before you apply. If you don’t want to wait, you can accept the higher costs and refinance your car loan for a lower interest rate once your credit score has improved, resulting from timely car payments.

Cactus Jack's Auto Camelback Finance

If you need a car that’s affordable and easy to gain financing for, then Cactus Jack's Auto Camelback finance can help! We help Surprise and Glendale drivers with little or no credit gain used car financing.

Your New and Used Car Financing Experts

At Cactus Jack's Auto, we offer competitive used car financing rates and terms on our great selection of trucks, cars, and SUVs. Our finance experts are here to show you how to calculate interest rates on a car loan, guide you through the financing process, discuss topics like used car leasing and gap insurance, and help you get into your new vehicle. Contact Cactus Jacks Auto’s finance team today to finance a used car. Fill out the new and used car financing form below.

Our Locations

Visit One of Our 8 Dealerships

Visit one of our eight used car dealerships in the Phoenix and Tucson areas today!

Cactus Jack's Auto 33.5101018, -112.1115231.