First, let’s talk about the auto liability insurance definition. Liability car insurance compensates other parties if they’re hurt or their property is damaged in a car accident where the insured is the “at-fault” driver. What does liability coverage pay for?
Liability insurance is the only type of insurance Arizona requires drivers to carry. Why does it matter? Liability insurance helps cover damages and injuries you may cause to others if you’re the at-fault party in a car accident. While it’s necessary to meet the minimum requirements, it’s advisable to aim for higher coverage if you can, as you’ll be expected to pay out-of-pocket to cover any bills that exceed your limits.
When using an auto loan to purchase a car, truck, or SUV from Cactus Jack's Auto, the lender may require you to have certain levels of insurance coverage to protect the investment in case of an accident. This coverage may be different from what AZ requires. One aspect of auto insurance is called gap insurance. It’s an optional plan you can purchase to give you peace of mind if your vehicle becomes damaged in Mesa or beyond from certain circumstances.
Most Mesa drivers don’t want to think about what will happen if they’re ever involved in a major collision, but an understanding of all the insurance options is crucial whether you’re looking for a new vehicle or a pre-owned model. GAP insurance is one option you might have heard about, so how does GAP insurance work after a car is totaled?
Securing the right auto financing in Mesa might not be as hard as you’d think, but there are a few decisions you’ll have to make – like do you need full coverage on a used financed car? The finance team at Cactus Jack's Auto is here to help you make the most informed decisions possible so that you can drive off in your dream car with total peace of mind. Let’s dive into the details of auto financing in the Surprise area.
When you decide to purchase a vehicle with Cactus Jack's Auto, you have the option of selecting gap insurance coverage along with your requiredliability coverage. Did you know that if you pay your car loan off early, there is a chance that you will be able to enjoy a little extra money in your pocket? How is this possible?
When you are in the market for a pre-owned vehicle, opting for gap insurance can give you added peace of mind on the roads of Mesa. While gap insurance is optional, it can help if your car is totaled or stolen and you owe more on the loan than what the car is currently worth. A common question we hear at Cactus Jack's Auto is “Where can I buy gap insurance?”.
Many of us have accidentally left our keys in the car, however, some cases can be much more unfortunate if they result in car theft. While there are several responsibilities thrown to you all at once, one of the many questions you may have is: “Does car insurance cover stolen cars if the keys are left inside?”.
Except for Florida, most states require car owners to have liability insurance in case they get into an accident in which they are at fault. Liability insurance protects victims of an accident and covers expenses like hospital bills, car repair, and lost wages.
Without properly maintained oil, short-term and long-term engine problems are inevitable. Keep your vehicle on Mesa roads as long as possible by checking your oil often and changing it if necessary. Thanks to our experts at Cactus Jack's Auto, we’ve put together a simple guide below covering how to check car oil yourself.