Having a bad credit score can feel like a deterrent to getting behind the wheel of the car you want. However, there are ways to raise your credit score and improve your chances of securing a competitive interest rate on a car loan. Learn more about how to get a better credit score with Cactus Jack's Auto!
We’ve all been there – things are going along well and suddenly your job changes, your car breaks down, you need to make a trip to help a friend in Mesa, or you have an unexpected emergency. Now you can’t keep up with the bills. Falling behind can wreak havoc on your credit score, making it hard for you to rent a new apartment or even get a new job. The good news, however, is that it is possible to improve your credit score while you upgrade your transportation.
If you’ve ever thought about taking out an auto loan on a used Chrysler 200, buying a house, or getting a line of credit, then it’s important for you to understand the difference between bad credit and good credit.
If you need a car loan but have bad credit in Mesa, guaranteed car financing could be a solution. Guaranteed car financing is also known as “buy here, pay here” financing. Even with less than stellar credit, purchasing the car you need is an option. Explore your choices for guaranteed car financing near Surprise and learn how it can be beneficial to you with the finance team at Cactus Jack's Auto. Then, check out other car buying tips!
Before you apply for a loan, such as an auto loan, it’s important to know your credit score. This way, if you have bad credit, good credit, or no credit, you can anticipate your eligibility for certain loan terms and rates. If you’re wondering how to check your credit score, Cactus Jack's Auto is here to help. Read on to learn more about monitoring your score, the three reporting agencies, and what lenders look for when they view your credit report.
If you’re stressing over your bad credit, car finance might seem out of reach. What credit score is needed to finance a car? You might think you need a really high credit score to finance a car, but that’s not always the case in Mesa.
Many dealerships near Surprise require a good credit score to get an auto loan, but you don’t have to have good credit or any credit at all to take out a loan at Cactus Jack’s. At our dealerships, we feature a special Buy Here, Pay Here policy that lets you take out a loan for just $500 down and with no credit, well below what most dealers say is the average down payment on a car with no credit.