Cactus Jack's | Used Car Financing Resources

Looking for flexible options to finance your next vehicle? Our vehicle financing resources at Cactus Jack's highlight the benefits of buy here pay here financing. Explore expert tips on how this financing model works, learn about qualifying requirements, and discover why it's an excellent choice for drivers in Arizona. We’re here to simplify your car-buying journey with tailored solutions that put you in control.
  • Jan. 1, 2025

    How to Trade In A Car

    If you don’t want to deal with all the hassle of selling your car and negotiating pricing, just leave the heavy lifting to us! Learning how to trade in a car can save you tons of time and energy, and you’ll get a fantastic price for your vehicle on top of everything else. Whether you drive a car, truck, or SUV, Cactus Jack's Auto can work with you to find the deal that you want. Ready to get started? Check out some of our top tips from the finance department, and see why so many customers choose our “Buy H

  • Dec. 25, 2024

    Why Does My Car Smell Like Gas?

    If you’re asking why your car smells like gas, it’s a question that requires immediate attention. A car that smells like gas could indicate a variety of issues, ranging from minor to serious. This guide covers common reasons for a fuel smell in your vehicle and what actions to take.

  • Dec. 25, 2024

    How Much Car Can I Afford?

    Buying a car can prove to be an expensive endeavor for working people in Glendale, but that doesn’t keep you from needing a reliable way to get around. Use this guide to help you see how much you can afford to pay for a car, and count on the team at Cactus Jack’s in Phoenix for affordable car financing–beginning with our exclusive $500 down payments. You can also learn about the car financing process with us!

  • Dec. 25, 2024

    What to Look for in a Vehicle History Report

    If you’ve been on the hunt for a used vehicle that you can depend on, you know how easy it is to end up in the wrong car! Although there are many benefits to buying used, those who fail to do their research can wind up behind the wheel of a real junker. Knowing what questions to ask and taking a test drive can help to eliminate the worst options, but only a vehicle history report can give you the hard facts you’ll need to make the right decision.

  • Dec. 18, 2024

    What is MSRP?

    When you’re navigating the car buying process, understanding certain terminology can greatly enhance your shopping experience and help you make informed decisions. One crucial term that often pops up is MSRP. But what is MSRP? MSRP stands for Manufacturer’s Suggested Retail Price and is a key component to consider when purchasing a vehicle in Mesa.

  • Dec. 18, 2024

    What’s Your Average Down Payment with Bad or No Credit?

    Buying a used Dodge Avenger, used Dodge Grand Caravan, used Chrysler 200, or other car with bad credit near Phoenix? Purchasing a used car, truck, van, or SUV in that position can be stressful, but you’re actually in a better spot than you might think: Making regular payments on a used Chevy Impala or other car loan on-time can actually improve your credit score, and make it easier to secure lower interest rates on other loans. What kind of down payments do Mesa area drivers make in that pursuit? Learn abo

  • Nov. 27, 2024

    Can You Lease a Used Car?

    Can you lease a used car? Yes, but you’ll find that used leasing options and details vary from dealership to dealership. Many dealerships will offer certified pre-owned vehicles to lease, but this might not always be the case. If you are able to get your hands on a CPO lease, you can take advantage of benefits like warranty coverage, roadside assistance, and OEM-mandated inspections.

  • Nov. 20, 2024

    How Do You Get a Car Back After Repossession?

    Unfortunately, life events like losing a job, a personal emergency, or an unexpected cost can cause us to fall behind on our car payments or even fail to make payments altogether, and we lose our new car to repossession. It happens to a lot of people, and there’s no shame in it. However, now the question becomes “How do you get a car back after repossession?” Provided that you have the money you need, there are some steps you can take.

  • Nov. 13, 2024

    What Happens When a Car is Repossessed?

    If you finance or lease a car in Phoenix, you don’t own it – at least not technically – and if you stop making payments, the vehicle can be repossessed. If you’re in danger of having your car repossessed, and you can’t defer your payment, you may be wondering “what happens when a car gets repoed?” Essentially, when a car is repossessed the bank or leasing company comes and takes the vehicle back from the borrower.

  • Nov. 6, 2024

    What is Financing a Car?

    If you’re shopping for a new car in Phoenix, then you may be wondering, “What does it mean to finance a car?” Financing a new or used car can be stressful, but if you familiarize yourself with the process beforehand, you’ll be better prepared when you visit the dealership. Whether you’re a first-time car buyer or you’ve purchased a few cars, Cactus Jack's Auto is here to help you understand the process. Read more about car financing below, then contact us to see our used vehicle inventory.

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