If you’ve ever thought about taking out an auto loan on a used Chrysler 200, buying a house, or getting a line of credit, then it’s important for you to understand the difference between bad credit and good credit.
If you need a car loan but have bad credit in Mesa, guaranteed car financing could be a solution. Guaranteed car financing is also known as “buy here, pay here” financing. Even with less than stellar credit, purchasing the car you need is an option. Explore your choices for guaranteed car financing near Surprise and learn how it can be beneficial to you with the finance team at Cactus Jack's Auto. Then, check out other car buying tips!
Before you apply for a loan, such as an auto loan, it’s important to know your credit score. This way, if you have bad credit, good credit, or no credit, you can anticipate your eligibility for certain loan terms and rates. If you’re wondering how to check your credit score, Cactus Jack's Auto is here to help. Read on to learn more about monitoring your score, the three reporting agencies, and what lenders look for when they view your credit report.
If you’re stressing over your bad credit, car finance might seem out of reach. What credit score is needed to finance a car? You might think you need a really high credit score to finance a car, but that’s not always the case in Mesa.
Facing credit challenges such as bad credit, no credit, bankruptcy, repossessions, or past loan defaults? Fear not! Cactus Jack’s is here to revolutionize your car-buying experience with our tailored Buy Here Pay Here financing options available in Phoenix & Mesa, AZ.
When buying a new or used car, you’ll have to decide between auto loans from a dealer vs. bank. While each option does have its similarities, they also have their differences. In order to make the right choice, you have to compare things like interest rates, payment convenience, and loan accessibility convenience in order to make your final decision.
When you’re trying to pick up a used Dodge Avenger or used Dodge Grand Caravan, finding no credit car loans or bad credit auto loans near Tucson or Phoenix, AZ can be tough. But the team at Cactus Jack’s is here to help you out! Whether you’ve had a bankruptcy, repossession, or just a stint of bad luck, we’ll help you get back on the road today!
So, you’re ready to buy your first car? Congratulations! Before you get ready to sign on the dotted line and drive off to Phoenix, however, there are a few things you should know. Use our first time car buyer’s tips to get more from the dealer’s special offers and enjoy a smoother transaction.
Many dealerships near Surprise require a good credit score to get an auto loan, but you don’t have to have good credit or any credit at all to take out a loan at Cactus Jack’s. At our dealerships, we feature a special Buy Here, Pay Here policy that lets you take out a loan for just $500 down and with no credit, well below what most dealers say is the average down payment on a car with no credit.
Between choosing a trim level and setting a budget, there’s a lot to consider when buying a new-to-you car. One of the most important decisions you’ll make is the financing method, so you’ll want to be familiar with the key difference between direct vs. indirect finance before you get started.