Find Used Cars With In-House Financing Near Phoenix, AZ

What is In-House Financing?

Why look for used car lots with in-house financing over the alternatives? Used car lots with in-house financing can afford to give you a loan themselves, so there’s no need to deal with a third party! When you finance with a traditional lender or bank, you’ll need to wait for them to approve the application and send you their terms.

These institutions tend to have more strict criteria, which may make it harder for those with poor or no credit history. In-house financing allows for more flexibility, which means drivers can quickly and easily secure the financing options that they need for the car that they want.

Why Should You Choose In-House Financing for Used Cars?

We’ve gone over the basics of in-house financing for used cars, as well as a few of the advantages. Let’s dive deeper into the reasons so many Glendale drivers prefer used car lots with in-house financing:

• If you choose a Phoenix dealership that does its own financing, you’ll have access to everything that you need under one roof. Find your car on the lot, work out your loan, and plan your first maintenance visit in the same place!
• Because the dealership handles its own loans, they have a much faster turnaround than a traditional lender. That means you can get through the process faster and easier than before.
• Even budgeting is easier at a dealership with in-house financing. That’s because you can factor in all the insurance options and warranty choices when working out the terms of your loan.

Find Your Next Car at Cactus Jack's Auto

If you’re interested in learning more about in-house financing on used cars, Cactus Jack's Auto would be happy to answer any questions! Talk to our GM to see how we can help you get the car of your dreams, and feel free to start shopping our used car inventory online or our latest specials.